Terms & Conditions

1. Acceptance of Terms

By accessing and using the Rapid Insurance Provider website and services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Definitions

• "Company" refers to Rapid Insurance Provider
• "Service" refers to the insurance products and related services offered
• "User" refers to anyone who uses our website or services
• "Policy" refers to the insurance contract between you and the insurer

3. Use of Services

Our services are available to:

• Individuals who are 18 years of age or older
• Legal residents of the United States
• Those seeking legitimate insurance coverage

Prohibited Uses

You may not use our services for:

• Fraudulent purposes or misrepresentation
• Violating any applicable laws or regulations
• Impersonating another person or entity
• Distributing malware or harmful software
• Spamming or unauthorized marketing

4. Insurance Quotes and Applications

• Quotes provided are estimates based on information you provide
• Final rates may differ based on underwriting review
• All applications are subject to approval by the insurance carrier
• Coverage is not effective until payment is received and processed

5. Payment Terms

• Premiums are due according to the payment schedule in your policy
• Late payments may result in policy cancellation
• Payment methods include credit card, debit card, and ACH transfer
• All fees and charges will be clearly disclosed

6. Claims Process

• Claims must be reported promptly according to policy terms
• You must provide accurate and complete information
• Claims are subject to policy terms, conditions, and exclusions
• Settlement amounts are determined by the insurance carrier

7. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.

8. Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of Rapid Insurance Provider or its licensors and is protected by copyright and other intellectual property laws.

9. Disclaimers

• We provide information and services "as is" without warranties
• We do not guarantee the availability or accuracy of information
• Insurance coverage is subject to policy terms and conditions
• We are not responsible for third-party website content

10. Limitation of Liability

Rapid Insurance Provider shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use of our services, except as required by law.

11. Indemnification

You agree to indemnify and hold harmless Rapid Insurance Provider from any claims, losses, or damages arising from your use of our services or violation of these terms.

12. Termination

We reserve the right to terminate or suspend your access to our services at any time, without prior notice, for conduct that violates these terms or is otherwise harmful to other users or our business.

13. Governing Law

These terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to conflict of law provisions.

14. Dispute Resolution

Any disputes arising under these terms shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

15. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be posted on our website with an updated effective date. Continued use of our services constitutes acceptance of the revised terms.

16. Contact Information

If you have any questions about these Terms & Conditions, please contact us: